Scaling Plan

Project how long your funded account takes to reach the prop firm's cap and how much you'll earn at each stage. Configurable rules — the default is the standard pattern: 2.5× every 3 months, $400K cap.

Input

Up to 60 months (5 years).

Scaling rules (advanced)

How much the account grows each time you pass. 2.5× is the standard.

Prop firms usually cap between $200K and $1M. Set it to your firm's cap.

Your scaling path

Final account
$400,000
At the cap
Months to cap
16
First month at $400,000
Total earnings
$221,325
Accumulated over 24 months
Final monthly income
$16,000
On the last-stage account
HOW TO READ THIS

Every 3 months of consistent profitability, the account grows 2.5× up to the cap of $400,000. This is a linear scenario — in practice, unprofitable months delay each step.

Stage-by-stage timeline (6)
StageAccountMonthsMonthly incomeEarned in stageCumulative
1$10,000M1–3$400$1,200$1,200
2$25,000M4–6$1,000$3,000$4,200
3$62,500M7–9$2,500$7,500$11,700
4$156,250M10–12$6,250$18,750$30,450
5$390,625M13–15$15,625$46,875$77,325
6 · cap$400,000M16–24$16,000$144,000$221,325

How this is calculated

income per stage = account size × monthly return % × profit split % · at each scale-up: account size × multiplier, capped

The projection is divided into stages. A stage is a run of months at one account size, and income inside a stage is flat.

After each consistency window the account size is multiplied by the scale-up multiplier, until it reaches the cap. The defaults match the common pattern of 2.5 times every three consistent months up to $400,000, and every one of them can be changed to match a specific firm.

Income does not compound within a stage; only the account size steps up between stages. Month-by-month compounding of retained profit is what the compound interest calculator models instead.

Worked example: a $50,000 account returning 4% a month on an 80% split earns 50,000 × 0.04 × 0.80 = $1,600 a month. After three consistent months it scales 2.5 times to $125,000, where the same rates earn $4,000 a month.

Formula last checked against the calculator’s code on .