Industrial and Commercial Bank of China Ltd. logo

Industrial and Commercial Bank of China Ltd.

1398 · HKEX · Financial Services · HK$2.67T

Provides retail and corporate banking services, wealth management, treasury operations, and insurance products across China and internationally.

Technical Bias: Bullish lean
HK$7.69+HK$0.12 (+1.52%)Delayed

As of Sep 1, 2026

Summary

Industrial and Commercial Bank of China Ltd. is the world's largest bank by assets, offering retail and commercial banking services across mainland China and internationally. The stock shows a bullish technical lean with the price up 1.7% today at HK$7.57, and has delivered substantial one-year returns of 34.6%, though momentum has moderated over the past month at 0.8%. The company carries a market capitalisation of HK$2.67 trillion.

Price history

Daily candles · adjusted close

As of Aug 31, 2026

Performance

1D

+1.52%

1W

+1.47%

1M

+0.80%

3M

+13.83%

YTD

+23.81%

1Y

+34.65%

As of Aug 31, 2026

Technical indicators

RSI (14)
65.1Neutral
MACD (12,26,9)
0.01Bullish
Moving averages
50: 7.08 · 200: 6.58Bullish
Support / Resistance
HK$7.09 / HK$7.66

Technical Bias

Bullish lean

2 Bullish · 0 Bearish · 1 Neutral

The technical setup for Industrial and Commercial Bank of China Ltd. is reading bullish overall. The moving average alignment (price above both the 50-day at HK$7.08 and 200-day at HK$6.58) and positive MACD momentum support upside momentum, though the RSI at 65.1 sits neutral rather than deeply extended. This is a derived technical read, not a recommendation.

A transparent read of the indicators below — not a prediction or recommendation.

As of Aug 31, 2026

Fundamentals

Market cap
HK$2.67T
P/E ratio
6.36
EPS
HK$1.01
Profit margin
54.82%
Revenue growth (YoY)
+5.8%
Free cash flow
HK$410B
Beta
0.14
52-week range
HK$5.27 – HK$7.66
Dividend yield
4.61%
Ex-dividend date
May 4, 2026
Next earnings

As of Sep 1, 2026

Latest news

As of Sep 1, 2026

MonkeyTrade's Take on Industrial and Commercial Bank of China Ltd.

Our read on the signals above — informational, not a recommendation.

Short-term outlook

ICBC's short-term setup leans bullish: price is holding above both the 50-day (HK$7.08) and 200-day (HK$6.58) averages, with MACD confirming upward momentum, though RSI at 65.1 shows the move isn't overheated. The key line to watch is HK$7.09 support — a break below would undercut the trend, while a push through HK$7.66 resistance would reinforce it. No imminent earnings catalyst is flagged.

Medium-term outlook

ICBC's setup over the next few quarters leans constructive: steady 5.8% revenue growth, a hefty 54.8% profit margin and a 4.6% dividend yield sit alongside a modest 6.36 P/E, all echoed by a bullish technical lean. Together this points to a market still undervaluing a profitable, income-generating bank. A slowdown in revenue growth or margin compression would be the key signal to reassess.

Key risks

  • ICBC's very low beta of 0.14 suggests the shares trade with limited sensitivity to broader market swings, which can also mean thin trading dynamics that fail to reflect underlying risk during stress periods.
  • As a Chinese state-owned bank, ICBC's fortunes are closely tied to China's economic conditions, and any slowdown could pressure loan quality and revenue growth from its current +5.8% pace.
  • The stock trades near the top of its 52-week range at HK$7.57 versus a high of HK$7.66, and a pullback toward the HK$5.27 low would represent a meaningful decline from current levels.
  • A low P/E ratio of 6.36 can reflect persistent market caution toward Chinese financial institutions rather than a clear undervaluation signal, so the discount itself

About Industrial and Commercial Bank of China Ltd.

Industrial and Commercial Bank of China Ltd. is one of the world's largest banks by assets, operating within the diversified banking industry of China's financial services sector. Listed on the Hong Kong Stock Exchange under the symbol 1398, the bank holds a market capitalisation of HK$2.67 trillion, underlining its scale and standing as a systemically important institution both domestically and globally. Its size gives it a broad footprint across retail, corporate and international banking services.

The bank's key figures point to a business valued conservatively relative to its earnings, with a price-to-earnings ratio of 6.36. Its dividend yield of +4.6% reflects a meaningful cash return to shareholders, a common trait among large, mature banking institutions. Together, these figures describe a well-established lender with a low earnings multiple and a notable income component for investors monitoring the stock.

How to trade Industrial and Commercial Bank of China Ltd.

Shares like this are usually traded as CFDs. Compare regulated brokers that offer share CFDs — weigh spreads, fees and platforms before you open an account.

AI-assisted research for informational purposes only — not investment advice. Figures are sourced from third-party market data and may be delayed. Do your own research before trading. Your capital is at risk. How we build these pages.