Lloyds Banking Group PLC
Provides retail banking, commercial lending, mortgages, insurance, pensions and investment services across the United Kingdom under multiple established brands.
As of Jul 17, 2026
Executive summary
Lloyds Banking Group is a major UK-listed retail and commercial bank providing lending, deposits, and financial services across Britain. The stock trades with a neutral technical bias at 111.50p, having risen 49.1 per cent over the past year despite a modest 1.0 per cent decline today. The company carries a market capitalisation of £65.5 billion.
Price history
As of Jul 17, 2026
Performance
-1.02%
-0.58%
+5.14%
+6.07%
+16.26%
+49.12%
As of Jul 17, 2026
Technical indicators
- 56.8
- -0.47Bearish
- 50: 104.41 · 200: 96.81Bullish
- 96.40p / 116.00p
Technical Bias
The technical picture for Lloyds Banking Group PLC is split: the 50-day moving average sits above the 200-day line (104.41p versus 96.81p), suggesting upward momentum, whilst MACD has turned negative at −0.47, pointing the other way. RSI sits at 56.8, offering no directional conviction. This is a derived technical read, not a recommendation.
A transparent read of the indicators below — not a prediction or recommendation.
As of Jul 17, 2026
Fundamentals
- £65.5B
- 14.08
- 0.08p
- 26.50%
- +11.5%
- —
- 0.91
- 72.63p – 116.00p
- 3.29%
- Apr 9, 2026
- —
As of Jul 17, 2026
Latest news
As of Jul 17, 2026
Short-term outlook
Lloyds shares have climbed 5.1% over the past month and sit above both the 50-day (104.41p) and 200-day (96.81p) averages, keeping the broader trend constructive even as MACD flags some short-term bearish pressure and RSI holds neutral at 56.8. Over the coming weeks, watch how the stock behaves around resistance at 116.00p, with support at 96.40p the level to note if momentum fades.
Medium-term outlook
Lloyds Banking Group heads into the coming quarters backed by solid fundamentals: revenue up 11.5% year-on-year, a healthy 26.5% profit margin, and a 3.3% dividend yield, all at a modest 14.08 price-to-earnings ratio. That said, the technical picture is currently neutral, suggesting the shares lack clear directional momentum for now, leaving fundamentals rather than price action as the more telling guide over the medium term.
Key risks
- Lloyds shares are trading at 111.50p, close to the 52-week high of 116.00p, which could leave less room for further upside if sentiment turns.
- The rebranding of Halifax to Lloyds ends a 173-year-old name and carries execution and customer-retention risks as the group consolidates its brands.
- As a UK-focused financial services group, Lloyds remains sensitive to broader sector-wide pressures, as reflected in the recent pre-bell weakness across financial stocks.
- With a beta of 0.91, the stock still carries meaningful sensitivity to shifts in the wider equity market and macroeconomic conditions.
About Lloyds Banking Group PLC
Lloyds Banking Group PLC is one of the UK's best-known high street banks, operating within the Financial Services sector under the Banks - Regional industry classification. Listed on the London Stock Exchange under the ticker LLOY, the group serves millions of personal and business customers across Britain, making it a central player in the country's retail banking landscape. With a market capitalisation of £65.5 billion, it stands as one of the larger constituents on the LSE.
Lloyds' key figures give a snapshot of how the market currently views the business. A price-to-earnings ratio of 14.08 shows what investors are paying relative to the bank's earnings, while a dividend yield of +3.3% reflects the income return shareholders receive relative to the share price. Together, these figures offer a quick reference point for those researching where Lloyds sits within the broader banking sector today.
AI-assisted research for informational purposes only — not investment advice. Figures are sourced from third-party market data and may be delayed. Do your own research before trading. Your capital is at risk.