Lloyds Banking Group PLC
Provides retail banking, mortgages, commercial lending, insurance, and pension services across the United Kingdom under multiple brands including Lloyds Bank, Halifax, and Bank of Scotland.
As of Oct 15, 2026
Summary
Lloyds Banking Group is a major UK financial services provider offering retail and commercial banking services. The stock is trading at 104.75p with a bullish technical bias, though it has retreated 3.8% over the past month despite delivering 23.5% returns over the year. The company carries a market capitalisation of £59.9 billion.
Price history
As of Oct 14, 2026
Performance
+1.05%
+2.39%
-3.81%
-7.00%
+6.67%
+23.48%
As of Oct 14, 2026
Technical indicators
- 45.4
- 0.04Bullish
- 50: 109.67 · 200: 104.44
- 101.43p / 109.85p
Technical Bias
Bullish lean
The technical picture for Lloyds Banking Group is mixed but tilted toward bullish momentum. MACD momentum is positive, whilst RSI sits in neutral territory and the moving average setup lacks a clear directional pull. This derived technical read suggests the stock is at a midpoint in its short-term structure rather than showing decisive directional conviction.
A transparent read of the indicators below — not a prediction or recommendation.
As of Oct 14, 2026
Fundamentals
- £59.9B
- 13.05
- 0.08p
- 26.43%
- +12.3%
- —
- 0.94
- 81.79p – 117.88p
- 3.95%
- Aug 6, 2026
- Oct 29, 2026 (13 days)
As of Oct 16, 2026
Upcoming catalysts
- Earnings report
As of Oct 16, 2026
Latest news
As of Oct 16, 2026
MonkeyTrade's Take on Lloyds Banking Group PLC
Short-term outlook
Lloyds shares look stuck in a holding pattern for now: RSI near the midpoint and price sitting between its 50-day (109.67p) and 200-day (104.44p) averages give a neutral tone, even as MACD leans mildly bullish. A push through resistance at 109.85p would tilt the short-term bias higher, while a slip below support at 101.43p, especially with the stock already down 3.8% over the past month, would confirm further weakness. No earnings catalyst is imminent, with the next report not due until October 2026.
Medium-term outlook
Lloyds pairs a modest 13.05 P/E with 12.3% revenue growth, a healthy 26.4% profit margin, and a 4.0% dividend yield, a combination that looks underpriced relative to its earnings power, while the technical lean stays bullish. Over the next few quarters, the balance of evidence tilts constructive. A slip in revenue growth or margin pressure from the UK rate environment would be the key development to challenge that view.
Key risks
- Lloyds remains closely tied to the Bank of England's interest rate path, so any shift in rate expectations could affect the margin it earns on lending.
- The upcoming pre-budget summit between the UK government and bank chiefs points to possible regulatory or tax changes that could weigh on sector sentiment.
- As a UK-focused retail bank, Lloyds' earnings are sensitive to the health of the domestic economy and consumer borrowing conditions.
- Operational and technology risk is a live industry theme, as shown by the recent Santander outage, and similar disruptions could affect customer trust and day-to-day banking operations.
About Lloyds Banking Group PLC
Lloyds Banking Group is one of the UK's best-known high street banks, operating within the Financial Services sector under the Banks - Regional industry classification. Listed on the London Stock Exchange under the ticker LLOY, the group carries a market capitalisation of £59.9 billion, reflecting its position as a major player in UK retail and commercial banking, serving millions of personal and business customers across the country.
The company's key figures give a snapshot of how the market currently views it. A price-to-earnings ratio of 13.05 shows how much investors are paying relative to the bank's earnings, offering a gauge of valuation against peers in the sector. Meanwhile, a dividend yield of +4.0% points to the income return shareholders receive relative to the share price, a figure often watched closely by those focused on steady returns from established, large-cap financial institutions like Lloyds.
How to trade Lloyds Banking Group PLC
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