Lloyds Banking Group PLC
Provides retail banking, mortgages, commercial lending, insurance, and pension services across the United Kingdom under multiple brands including Lloyds Bank, Halifax, and Bank of Scotland.
As of Aug 28, 2026
Summary
Lloyds Banking Group is a major UK financial services company offering retail and commercial banking across the domestic market. The stock is trading with a bearish technical lean despite a year-long gain of 42.6%, though it has pulled back 3.6% over the past month at a current price of 109.95p. The company holds a market capitalisation of £63.7B.
Price history
As of Aug 28, 2026
Performance
+0.00%
-1.17%
-3.63%
+11.34%
+16.22%
+42.61%
As of Aug 28, 2026
Technical indicators
- 43.1
- -0.62Bearish
- 50: 111.64 · 200: 99.88
- 109.30p / 112.45p
Technical Bias
Bearish lean
Lloyds Banking Group's technical setup shows one bearish signal against two neutral reads. MACD is in negative territory at -0.62, whilst RSI and the moving average crossover suggest no clear directional conviction. This is a derived technical read, not a recommendation.
A transparent read of the indicators below — not a prediction or recommendation.
As of Aug 28, 2026
Fundamentals
- £63.7B
- 13.74
- 0.08p
- 26.43%
- +12.3%
- —
- 0.91
- 74.52p – 117.10p
- 3.67%
- Aug 6, 2026
- Oct 29, 2026 (58 days)
As of Aug 31, 2026
Upcoming catalysts
- Earnings report
As of Aug 31, 2026
Latest news
As of Aug 31, 2026
MonkeyTrade's Take on Lloyds Banking Group PLC
Short-term outlook
The short-term lean here is mildly bearish: MACD is negative and the stock is down 3.6% over the month, even though RSI sits in neutral territory. Price is now testing support at 109.30p, and a break below would confirm the soft momentum, while a reclaim of 112.45p resistance would challenge it. With earnings not due until October 2026, there's no near-term catalyst to disrupt this technical picture.
Medium-term outlook
Lloyds' fundamentals look solid, with revenue up 12.3% year-on-year, a healthy 26.4% profit margin, a 3.7% dividend yield and a modest 13.74 P/E, yet the technical lean is bearish, suggesting the market isn't yet rewarding that strength over the next few quarters. This points to a stock where value exists but momentum lags. A clear reversal in price trend would be the key signal to shift this cautious near-term
Key risks
- The upcoming Chief Risk Officer departure ahead of a 2026 leadership shift could bring uncertainty around risk management continuity at a time when governance stability matters to investors.
- Lloyds trades close to the top of its 52-week range at 109.95p versus a high of 117.10p, which may limit further upside if sentiment turns and leave the shares more exposed to a pullback.
- Competitive pressure is building in UK banking, with NatWest posting a fifth straight rise in profits on the back of AI-driven efficiency and wealth expansion, a strategy Lloyds will need to match as it pursues its own 2030 plan.
- As a UK-focused lender with a beta of 0.91, Lloyds' earnings and dividend growth remain closely tied to the health of the domestic economy and inter
About Lloyds Banking Group PLC
Lloyds Banking Group is one of the UK's best-known high street banks, built around retail and commercial banking rather than global investment banking operations. Listed on the London Stock Exchange under the ticker LLOY, it sits within the Banks - Regional industry of the Financial Services sector, reflecting its focus on serving households and businesses across Britain. With a market capitalisation of £63.7B, it ranks among the larger names in UK banking, giving it significant weight in the sector and in broader UK equity indices.
The company's key figures give a snapshot of how the market currently views it. A price-to-earnings ratio of 13.74 shows how much investors are paying for each pound of Lloyds' earnings, offering a simple gauge of valuation relative to profits. Meanwhile, the dividend yield of +3.7% reflects the annual income paid out to shareholders relative to the share price, a figure often watched closely by those interested in the stock's income potential alongside its size and market standing.
How to trade Lloyds Banking Group PLC
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AI-assisted research for informational purposes only — not investment advice. Figures are sourced from third-party market data and may be delayed. Do your own research before trading. Your capital is at risk. How we build these pages.